Subprime & Bad Credit Car Loans in Athens, OH

Here at Hugh White Chrysler Dodge Jeep Ram, we don’t believe that bad credit should get in the way of car ownership. We work with all kinds of credit and look to find specialized plans for all our customers, ensuring everyone has an opportunity to secure a loan. Browse through our inventory to see what we have in store at our Athens, OH, dealership, apply for financing by using our application, and check out our finance center for more information. Feel free to contact us online or over the phone at (844) 859-8630 if you have any questions.


Take a look through our frequently asked questions to learn more about our bad credit car loans and services and credit in general.

What’s a bad credit score?

Credit score is on a scale of 300 to 850, and fluctuates depending on the financial institution through events like paying bills or taking on debt. Generally, any score below 580 is considered to be bad credit. Don’t worry, we have subprime loan options for poor credit.

How can I check my credit score?

There are many credit bureaus that offer free services to check your credit score for you. You can complete the request over the phone, online, or through the mail.

Can I trade in my current vehicle?

Yes! We accept trade-ins, and allow you to put their value towards a new or used vehicle from us. You can value your trade-in with our helpful tool. We also purchase cars, giving you another option if you don’t plan on buying your next vehicle from our inventory.

Can bad credit affect car insurance?

Similarly to your driving record, your credit score can affect your insurance payment. Some insurers use credit to determine payments, while others offer plans for bad credit.

What types of cars can I buy with subprime credit?

If you take a subprime loan, you will be able to put that towards a car that is less than ten years old and has less than 100,000 miles on it.

Browse Our New & Used Inventory

Here at Hugh White CDJR, we have an extensive inventory for you to choose from. Some popular vehicles include the capable Jeep Wrangler off-road SUV, the mighty Ram 1500 pickup truck, the sleek Chrysler Pacifica minivan, and performance-focused Dodge Challenger. Whatever type of car you’re looking for, we’re sure to have something to impress.

View Our Available Lease & Finance Offers

We have several lease and finance offers available for you to choose from, and include vehicle offers like the Jeep Wrangler lease deal and the Ram 1500 lease deal. Find the plan and vehicle right for you, and be sure to check back and see what new offers or specials come in.

Apply for Bad Credit Car Loans Today!

If you’re ready to take the next step, visit our financing application and secure a loan, even if you have bad credit. We work hard to make sure everyone can drive home in the car of their dreams, regardless of their previous financial situation. Contact us online or give us a call at (844) 859-8630, and we’ll be sure to lend a hand.